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Insurance

What Is Universal Life Insurance
Insurance

What Is Universal Life Insurance?

Universal life insurance, like whole life insurance, is a form of permanent life insurance that builds up cash value tax-deferred. The coverage will continue to cover you as long as you live and pay the payments. A term life insurance...

What Is Reinsurance
Insurance

What Is Reinsurance

Reinsurance - When numerous insurance firms share risk by acquiring insurance policies from other insurers to reduce their overall loss in the event of a disaster, this is known as reinsurance. The Reinsurance Association of America describes it as "insurance...

Why Do Insurance Deductibles Exist?
Insurance

Insurance Deductibles - The deductible is an important part of every insurance coverage. You've probably heard the phrase before, and you may have even had to pay one. However, you may be wondering why deductibles exist. Insurance companies require you...